Dubai Property Transfer Fees

Independent reference — not affiliated with the Dubai Land Department. Operated by Cendale Documents Clearing Services FZCO.

Total Property Purchase Cost Calculator

The calculator itemises every Dubai Land Department and trustee office charge for a transaction — split by buyer and seller — using the current published fee schedule. The figures required are the property price, the transaction type, and, for financed purchases, the loan amount.

Fee schedule verified against Dubai Land Department service pages: 17 October 2026. See the methodology.

Buyer pays

Buyer total—

Seller pays

Seller total—

Excluded & variable (not in totals)

Evidence key: OFFICIAL DLD schedule · OBSERVED Cendale completion evidence · CONVENTION market/contractual · VARIABLE third-party · UNDER VERIFICATION not yet confirmed

How this calculator works

The calculator applies the Dubai Land Department’s published fee schedule to the details entered. The 4% transfer fee is calculated on the sale price. The trustee office fee applies at AED 4,200 including VAT for properties valued at AED 500,000 or above, and AED 2,100 including VAT below that threshold. Fixed charges — the AED 250 title deed, the property map fee, and the AED 10 knowledge and innovation fees — are added according to the asset type. Where the purchase is financed, the mortgage registration fee of 0.25% of the loan amount is included, together with the AED 250 title deed issuance and AED 20 knowledge and innovation fees the DLD mortgage-registration card lists; where the mortgage is registered on the same day as the transfer, the registrar’s fees on the mortgage component are exempt. Where the seller’s existing mortgage must be released, the release costs appear in the seller’s column.

The default fee split follows Dubai market convention, with the buyer paying the full 4%. The legal position is an equal split — 2% from each party — and the calculator models either arrangement, or a custom split, because the allocation is a contract term agreed in the Memorandum of Understanding. The calculator stores nothing that is entered: calculations run in the browser, and no inputs are logged.

For the transfer itself, the related Conveyance pricing page sets out the conveyancing fee and what it covers. See the conveyancing fee and scope. This resource and Conveyance are part of the Cendale group.

Frequently asked questions

Paying DLD fees from the mortgage — DLD and trustee charges are not normally financed within the property loan. They are ordinarily settled at completion, commonly by manager’s cheque at the trustee office. Whether any part can be financed is decided by the lender’s own terms, so confirm it with the lender.

VAT on DLD fees — DLD government fees are VAT-exempt. The trustee office fee carries 5% VAT, included in the AED 4,200 and AED 2,100 figures used here.

Whether the 4% is negotiable — The rate is fixed. Only the allocation between buyer and seller is negotiable, and it is agreed in the Memorandum of Understanding.

The developer No Objection Certificate — The No Objection Certificate is a developer charge, not a DLD fee, and typically ranges from AED 500 to AED 5,000. It is paid by the seller in nearly all standard transactions, and the calculator flags it as a separate external cost.

Off-plan purchases and the fee schedule — The 4% applies at Oqood registration. No trustee office fee applies and the admin fee is lower; the differences are set out on the off-plan and Oqood fees page.