The amount of the DLD transfer fee — 4% of the sale price stated in the contract, on both ready and off-plan purchases.
Allocation of the 4% between buyer and seller — Legally it is split 2% seller and 2% buyer. By market convention the buyer pays the full 4% in most transactions; the allocation is agreed in the MOU (Form F).
Financing DLD fees within the mortgage — DLD and trustee charges are not normally financed within the property loan. They are ordinarily settled at completion, commonly by manager’s cheque at the trustee office. Confirm the position with the lender, whose own terms decide it.
VAT on DLD fees — Government fees are VAT-exempt. Only the trustee office fee carries 5% VAT, included in the AED 4,200 and AED 2,100 figures.
The trustee office fee — AED 4,200 including VAT for properties of AED 500,000 or above; AED 2,100 including VAT below that threshold.
The cost of the title deed — The DLD sale and gift service cards list AED 250 for title deed issuance; map charges and other applicable items are separate. Where a completion statement shows a larger single amount, ask for it to be itemised by its components. The property map is AED 250 for apartments and villas, AED 100–225 for land depending on jurisdiction.
The knowledge and innovation fees — Dubai-government levies of AED 10 each, applied per fee and per drawing across DLD services.
How the mortgage registration fee is calculated — 0.25% of the loan amount, not the property price, plus AED 250 for the title deed issuance and AED 20 knowledge and innovation fees, as the DLD mortgage-registration card lists them.
Same-day mortgage registration — When the mortgage is registered the same day as the sale, the registrar’s fees on the mortgage component are exempted.
The cost of releasing an existing mortgage — the mortgaged-sale service card lists AED 1,290 and AED 315 release items plus AED 20 knowledge and innovation fees, seller-side. The lender may charge separately for settlement or administration; obtain the bank’s current settlement statement before stating a total.
Whether the developer NOC is a DLD fee — No. It is a developer charge, typically AED 500–5,000, paid by the seller, and required before any secondary transfer.
Off-plan buyers and the 4% — Yes, at Oqood registration. No trustee fee applies because the developer processes the registration, an administrative charge applies at the rate set by the applicable DLD service, and there is no second 4% at handover.
Converting Oqood to a title deed — administrative charges apply at handover at the rates set by the applicable DLD service; confirm the current amounts there.
The gift transfer rate — 0.125% of the property value for transfers between first-degree relatives (spouses, parents and children), in place of the 4%.
How the fees are paid — Manager’s cheques at the trustee office in most cases; some services accept card or Noqodi through DLD digital channels.
Whether the fees change — Yes. Fees are set by the Dubai Land Department and updated periodically. This site re-checks its schedule against DLD service pages, and again when a change is announced; the verification date is shown on the calculator.