The calculator itemises every Dubai Land Department and trustee office charge for a transaction — split by buyer and seller — using the current published fee schedule. The figures required are the property price, the transaction type, and, for financed purchases, the loan amount.
Fee schedule verified against Dubai Land Department service pages: 16 July 2026. See the methodology.
Paying DLD fees from the mortgage — DLD fees cannot be paid from the mortgage. Transfer fees and associated charges are paid upfront, typically by manager’s cheque at the trustee office, and cannot be financed within the property loan.
VAT on DLD fees — DLD government fees are VAT-exempt. The trustee office fee carries 5% VAT, included in the AED 4,200 and AED 2,100 figures used here.
Whether the 4% is negotiable — The rate is fixed. Only the allocation between buyer and seller is negotiable, and it is agreed in the Memorandum of Understanding.
The developer No Objection Certificate — The No Objection Certificate is a developer charge, not a DLD fee, and typically ranges from AED 500 to AED 5,000. It is paid by the seller in nearly all standard transactions, and the calculator flags it as a separate external cost.
Off-plan purchases and the fee schedule — The 4% applies at Oqood registration. No trustee office fee applies and the admin fee is lower; the differences are set out on the off-plan and Oqood fees page.