Allocation of the 4% between buyer and seller — Legally it is split 2% seller and 2% buyer. By market convention the buyer pays the full 4% in most transactions; the allocation is agreed in the MOU (Form F).
Financing DLD fees within the mortgage — DLD and trustee charges cannot be financed. They are upfront cash costs, typically paid by manager’s cheque at the trustee office.
VAT on DLD fees — Government fees are VAT-exempt. Only the trustee office fee carries 5% VAT, included in the AED 4,200 and AED 2,100 figures.
The trustee office fee — AED 4,200 including VAT for properties of AED 500,000 or above; AED 2,100 including VAT below that threshold.
The cost of the title deed — AED 250, plus the property map: AED 250 for apartments and villas, AED 100–225 for land depending on jurisdiction.
The knowledge and innovation fees — Dubai-government levies of AED 10 each, applied per fee and per drawing across DLD services.
How the mortgage registration fee is calculated — 0.25% of the loan amount — not the property price — plus AED 290.
Same-day mortgage registration — When the mortgage is registered the same day as the sale, the registrar’s fees on the mortgage component are exempted.
The cost of releasing an existing mortgage — AED 1,290 to the DLD plus AED 315 trustee fee and AED 20 knowledge and innovation — seller-side.
Whether the developer NOC is a DLD fee — No. It is a developer charge, typically AED 500–5,000, paid by the seller, and required before any secondary transfer.
Off-plan buyers and the 4% — Yes, at Oqood registration. No trustee fee applies, admin is approximately AED 40, and there is no second 4% at handover.
Converting Oqood to a title deed — Approximately AED 520 in administrative charges at handover.
The gift transfer rate — 0.125% of the property value for transfers between first-degree relatives (spouses, parents and children), in place of the 4%.
How the fees are paid — Manager’s cheques at the trustee office in most cases; some services accept card or Noqodi through DLD digital channels.
Whether the fees change — Yes. Fees are set by the Dubai Land Department and updated periodically. This site re-verifies its schedule against DLD service pages monthly; the verification date is shown on the calculator.